Flo & Joan (or Flo and Joan, a name they took from their grandmother and her sister) is an English comedy music act consisting of sisters, Rosie and Nicola Dempsey. The act generally consists of comedy songs. Flo & Joan have been featured on BBC One’s Live at the Apollo, Stamptown Comedy Night and Off Menu podcast. In 2018, they were featured in a Nationwide building society television advert. They grew up in Portsmouth, lived in Toronto for a few years, and as of February 2019, now live in London.